As many Americans near or enter retirement, they start to consider various threats to their wealth, including taxes, inflation, and market volatility. As a financial advisor, I know these are common concerns. However, perhaps the most significant threat is the cost and duration of end-of-life care. Many avoid planning for this because they either dislike discussing it or find the available options, like long-term care insurance policies, to have more flaws than benefits. By clicking the link, I'll share a strategy that can provide peace of mind and make financial sense, regardless of whether you ever need care. Click the link to learn more about this plan.

- Live: Use the benefits you pay for that cannot be outlived.

- Quit: If for any reason you decide you want to use the money for anything else, you can take it back.

-Die: If you or your spouse die before using the benefits, the money you set aside (and more) will go to your heirs tax free.